The two nisab standards
Nisab is set by the value of two metals rather than a fixed pound figure, so it moves with the market.
- Gold nisab: 87.48 grams (7.5 tola) of gold
- Silver nisab: 612.36 grams (52.5 tola) of silver
Which one should you use?
The silver nisab is far lower in pound terms, so using it means more people pay zakat and more money reaches those entitled to it. Many scholars and charities recommend silver for this reason, particularly where your wealth is held mainly in cash.
If your wealth is held in gold, the gold nisab is generally applied. If you are unsure, using the silver standard is the more cautious and generous choice.
The lunar year (hawl)
Zakat is due once your wealth has been at or above nisab for one full lunar year. Your wealth can dip during the year without breaking the count, as long as it is above nisab on your start date and your zakat anniversary. Many people simply set their zakat date in Ramadan so it is easy to remember.
Frequently asked questions
What is the nisab value in pounds?
It changes daily with gold and silver prices. Our zakat calculator applies live metal rates so you always see the current figure.
Do I pay zakat if I am below nisab?
No. Zakat is not obligatory below nisab, though voluntary Sadaqah is always welcome.
Work out your zakat
Our calculator applies nisab and the 2.5 per cent rate for you, including gold, savings and shares.
Open the zakat calculator